Credit Card Offers – Apply for a Discover Credit Card Online | Discover

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Cash Back Credit Cards: Discover it ® Cash Back, Gas &Restaurant Card, NHL ® Discover it ®

Travel Credit Card: Discover it ® Miles

Student Credit Cards: Discover it Student ® Cash Back, Student Chrome Card

Secured Credit Card: Discover it ® Secured credit card

Business Credit Card: Discover it ® Business Card Cash Back Credit Cards

Intro purchase APR is 0% for 14 months from date of account opening then the standard purchase APR applies.Intro Balance Transfer APR is 0% for 14 months from date of first transfer, for transfers under this offer that post to your account by then the standard purchase APR applies.Standard purchase APR: 11.99% variable to 22.99% variable, based on your creditworthiness.Cash APR: 24.99% variable.Variable APRs will vary with the market based on the Prime Rate.Minimum interest charge: If you are charged interest, the charge will be no less than $.50.Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.

Balance transfer fee: 3% Intro fee on balances transferred by and up to 5% fee for future balance transfers will apply.Annual Fee: None .Rates as of .

We will apply payments at our discretion, including in a manner most favorable or convenient for us.Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.Travel Credit Card

Intro purchase APR is 0% for 14 months from date of account opening then the standard purchase APR applies.Intro Balance Transfer APR is 10.99% for 14 months from date of first transfer, for transfers under this offer that post to your account by then the standard purchase APR applies.Standard purchase APR: 11.99% variable to 22.99% variable, based on your creditworthiness.Cash APR: 24.99% variable.

Variable APRs will vary with the market based on the Prime Rate.Minimum interest charge: If you are charged interest, the charge will be no less than $.50.Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.Balance transfer fee: 3% Intro fee on balances transferred by and up to 5% fee for future balance transfers will apply.Annual Fee: None .

Rates as of .We will apply payments at our discretion, including in a manner most favorable or convenient for us.Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

Student Credit Cards

Intro purchase APR is 0% for 6 months from date of account opening then the standard purchase APR applies.Intro Balance Transfer APR is 10.99% for 6 months from date of first transfer, for transfers under this offer that post to your account by then the standard purchase APR applies.Standard purchase APR: 12.99% – 21.99% variable, based on your creditworthiness.Cash APR: 24.99% variable.

Variable APRs will vary with the market based on the Prime Rate.Minimum interest charge: If you are charged interest, the charge will be no less than $.50.Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.Balance transfer fee: 3% Intro fee on balances transferred by and up to 5% fee for future balance transfers will apply.

Annual Fee: None .Rates as of .We will apply payments at our discretion, including in a manner most favorable or convenient for us.Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

Secured Credit Card

22.99% standard variable purchase APR .Intro Balance Transfer APR is 10.99% for 6 months from date of first transfer, for transfers under this offer that post to your account by then the standard purchase APR applies.Cash APR: 24.99% variable.Variable APRs will vary with the market based on the Prime Rate.Minimum interest charge: If you are charged interest, the charge will be no less than $.50 .Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.

Balance transfer fee: 3% Intro fee on balances transferred by and up to 5% fee for future balance transfers will apply.Annual Fee: None .Rates as of .We will apply payments at our discretion, including in a manner most favorable or convenient for us.Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.Business Credit Card

Intro purchase APR is 0% for 12 months from date of account opening then the standard purchase APR applies.

Standard purchase APR: 12.99% variable to 20.99% variable, based on your creditworthiness.Cash APR: 24.99% variable.Variable APRs will vary with the market based on the Prime Rate.Minimum interest charge: If you are charged interest, the charge will be no less than $.50.Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.Balance transfer fee: 5% of the amount of each transfer.

Annual Fee: None .

Rates as of .

We will apply payments at our discretion, including in a manner most favorable or convenient for us.Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

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Cashback Match: Only from Discover, as of July 2021.We’ll match all the cash back rewards you’ve earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods.You’ve earned cash back rewards only when they’re processed, which may be after the transaction date.

We will not match: rewards that are processed after your match period ends; statement credits; rewards transfers from Discover checking or other deposit accounts; or rewards for accounts that are closed.

This promotional offer may not be available in the future and is exclusively for new cardmembers.No purchase minimums.

Discover Match ® : Only from Discover, as of July 2021.We’ll match all the Miles rewards you’ve earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods.You’ve earned Miles rewards only when they’re processed, which may be after the transaction date.

We will not match: rewards that are processed after your match period ends; statement credits; rewards transfers from Discover checking or other deposit accounts; or rewards for accounts that are closed.This promotional offer may not be available in the future and is exclusively for new cardmembers.No purchase minimums.

2% Cash Back at gas and restaurants: You earn a full 2% Cashback Bonus ® on your first $1000 in combined purchases at Gas Stations (stand-alone), and Restaurants each calendar quarter.Calendar quarters are defined as the three-month periods beginning January 1, April 1, July 1, and October 1.

Purchases at Gas Stations and Restaurants over the quarterly cap, and all other purchases, earn 1% cash back.Purchases made at Gas Stations include only merchants in the category that sell automotive gasoline that can be paid for either at the pump or inside the station.Gas Stations affiliated with supermarkets and supercenters may not be eligible.Restaurant purchases include only those made at merchants classified as full-service restaurants, cafes, cafeterias and fast food locations.

Certain digital wallet transactions qualify for 2% Cashback Bonus, for more information see Discover.com/digitalwallets .

Purchases made through third-party payment accounts, mobile or wireless card readers, virtual wallets or similar technology will not be eligible if the technology does not provide sufficient transaction details for rewards qualification.2% Cashback Categories: In accordance with standard industry practices, merchants are assigned a merchant category code (MCC) typically based on their line of business, or the type of products and/or services they primarily sell or provide.Discover Card does not assign MCCs to merchants.

Even if you make purchases at a merchant of items that appear to fit in a rewards category, the merchant may not have an assigned MCC in that rewards category.Only purchases made from merchants located in the United States are eligible for 2% Cashback Bonus.In order for a purchase to qualify for the 2% Cashback Bonus Program, the transaction date must be before or on the last day of the offer or promotion.Rewards are added to your Cashback Bonus account within two billing periods.

See Cashback Bonus Program Terms and Conditions for more information about your rewards.

Good Grade : Good Grade Reward only available to new cardmembers on or after 7/23/2015 who indicate on their application that they are currently enrolled in college, and whose accounts are current and remain open when the Good Grade Reward is requested.Students with a Discover it ® or Discover it ® Chrome card who have a GPA of 3.0 or higher (or equivalent) during a School Year (September – August) may apply at Discover.com for a $20 statement credit (“Good Grade Reward”).One Good Grade Reward per School Year, per account, up to a maximum of five (5) consecutive years from the date your account is opened.Terms of Good Grade Reward Offer are subject to change.

Builds credit with responsible use : Discover reports your credit history to the three major credit bureaus so it can help build your credit if used responsibly.Late payments, delinquencies or other derogatory activity with your other credit card accounts and loans may impact your ability to build credit.

Discover refunds deposits two ways : 1) automatic monthly reviews at 8 months to see if your account qualifies to “graduate” after showing responsible use of all your credit over time, or 2) when you close your account and pay in full we will return the security deposit to you.Deposit refunds can take up to two billing cycles plus ten days.dcit-1.

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